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Kentucky has been certified by the Federal Government for Economic Injury Disaster Relief under the U.S. Small Business Administration program. These loans can be used to pay off outstanding debts, payroll and any other bills. These loans are available for small businesses that have less than 500 employees. These loans can be long term (30 years) up to $2mil and have a 3.75% interest rate and 2.75% for non-profits.